Texas Sterling Finance Bank | Checking, Savings, Lending, and Financial Services

Compare your options
Our savings accounts	Texas-Financial One Savings	Texas-Financial One Money Market Account	Texas-Financial Certificates of Deposit	Texas-Financial Confidence Savings
Minimum opening deposit	$50	$50	$1,000 ‐ Terms 32 days and greater $2,500 ‐ Terms 7 to 31 days	$25
Fee information	$5 or $0 monthly maintenance fee if you: Have any related ^{footnote Disclosure 1} Texas-Financial personal checking account OR Maintain a minimum daily ledger balance of $300 ^{Disclosure 2,} or more OR Schedule a recurring preauthorized internal transfer of $25 or more per statement cycle into the Texas-Financial One Savings Account OR Are under 18 years of age No fee for the first 6 withdrawals each statement cycle ^{footnote Disclosure4}	$12 or $0 monthly maintenance fee if you maintain a minimum daily ledger balance^{footnoteDisclosure 2} of $15,000 or more. No fee for the first 6 withdrawals each statement cycle^{footnoteDisclosure 4}	$0 monthly maintenance fee $1,000 account minimum	$0 monthly maintenance fee No overdraft-related fees^{footnoteDisclosure 5} No fee for the first 6 withdrawals each statement cycle^{footnoteDisclosure 4}
Account highlights	The cash in your Texas-Financial One Savings account may be used to get extra benefits in your Texas-Financial One Checking account. Get Overdraft Protection for your Texas-Financial personal checking account with no overdraft protection transfer fees. Earn interest. Feel more financially confident by establishing a separate emergency fund or staying focused on specific goals.	The cash in your Texas-Financial One Money Market account may be used to get extra benefits in your Texas-Financial One Checking account. Link to your Texas-Financial personal checking account for Overdraft Protection. Texas-Financial One Money Market Account automatically transfers available funds to your checking account to allow transactions to go through—no transfer fees attached. Earn interest. Spend straight from this account using a debit card or checks.	Choose your term—from 7 days to 60 months. Guaranteed interest rates for the duration of the CD.— see our rates. to learn more about certificates of deposit $0 monthly maintenance fee.	You need to have a Texas-Financial Confidence Account to open Confidence Savings. Link Confidence Savings to provide overdraft protection ^{footnote Disclosure 5} for your Confidence Account. Earn interest.

Our savings accounts

Minimum opening deposit

Fee information

Account highlights

Texas-Financial One Savings

$50
- $5 or
- $0 monthly maintenance fee if you:
  - Have any related^{footnoteDisclosure 1} Texas-Financial personal checking account OR
  - Maintain a minimum daily ledger balance of $300^{footnoteDisclosure 2,} or more OR
  - Schedule a recurring preauthorized internal transfer of $25 or more per statement cycle into the Texas-Financial One Savings Account OR
  - Are under 18 years of age^{footnoteDisclosure 3}
  - No fee for the first 6 withdrawals each statement cycle^{footnoteDisclosure 4}

- The cash in your Texas-Financial One Savings account may be used to get extra benefits in your Texas-Financial One Checking account.
- Get Overdraft Protection for your Texas-Financial personal checking account with no overdraft protection transfer fees.
- Earn interest.
- Feel more financially confident by establishing a separate emergency fund or staying focused on specific goals.

Texas-Financial One Money Market Account

$50
- $12 or
- $0 monthly maintenance fee if you maintain a minimum daily ledger balance^{footnoteDisclosure 2} of $15,000 or more.
  - No fee for the first 6 withdrawals each statement cycle^{footnoteDisclosure 4}
- The cash in your Texas-Financial One Money Market account may be used to get extra benefits in your Texas-Financial One Checking account.
- Link to your Texas-Financial personal checking account for Overdraft Protection. Texas-Financial One Money Market Account automatically transfers available funds to your checking account to allow transactions to go through—no transfer fees attached.
- Earn interest.
- Spend straight from this account using a debit card or checks.

Texas-Financial Certificates of Deposit

$1,000 – Terms 32 days and greater $2,500 – Terms 7 to 31 days
- $0 monthly maintenance fee
- Choose your term—from 7 days to 60 months.
- Guaranteed interest rates for the duration of the CD —see our rates. to learn more about certificates of deposit
- $0 monthly maintenance fee.

Texas-Financial Confidence Savings

$25
- $0 monthly maintenance fee
  - No overdraft-related fees^{footnoteDisclosure 5}
  - No fee for the first 6 withdrawals each statement cycle^{footnoteDisclosure 4}
- You need to have a Texas-Financial Confidence Account to open Confidence Savings.
- Link Confidence Savings to provide overdraft protection^{footnoteDisclosure 5} for your Confidence Account.
- Earn interest.

Benefits for everyone. From every savings account.

Ready to open an account? It’s so simple.

Check out Texas-Financial One Checking.

We changed how we thought about checking accounts—so you don’t have to think about them again.

Texas-Financial One Checking has benefits you care about—no overdraft fees,^{Disclosure 5}$100 Negative Balance Buffer, coverage when you accidentally overspend,^{Disclosure 6} and a credit card loyalty bonus.^{Disclosure 7} The best part? The benefits increase as your balances grow. Automatically.